Each of our clients has a story of their unique circumstances and needs.
Your story inspires our team and we will work one-on-one with you in the loan process to help you be as prepared as possible.
Do I qualify?
The basic criteria to qualify for a loan includes:
Live/work in Southern California
- Use the proceeds of the loan for your business
- Collateral and a co-borrower may be required
- Be at least 18 years of age and demonstrate good character
- Business must be a legal entity
Contact us if you’d like to speak with our team before applying
Loan Application Process

Submit an Application
It takes less than 15 minutes to submit your application.

Upload Your Documents
Upload your related documents to our secure online web portal.

Work with Accessity Staff
Accessity staff will learn about your business and hear your story.

Final Answer
In as few as three days from completed loan package. *Larger loan requests can take up to 3 weeks.
Click here for more details on our loan process:
What to Expect
Qué esperar
List of required documents
If you have any questions or would like help with reviewing your documents before submitting them, please fill out our contact form to connect with one of our team members.
The documents below are the minimum required for all loan sizes. Additional documents may be required for certain loan requests.
Driver’s License or Government issued Photo ID
3 Most Recent Personal Bank Statements
3 Most Recent Business Bank Statements
Most Recent Business Tax Return
Most Recent Personal Tax Return
Loan requests above $8,000:
Most current Business Financials (Profit & Loss Statement and Balance Sheet)
Start-up loan requests:
Business Plan with 1 year Financial Projections
Business acquisition loan requests:
Purchase agreement and 1 year tax return and financial statements for business to be purchased